Our Client

Our client, a publicly listed company, has been financing equipment for more than 20 years, and continues to be one of Canada’s fastest growing leasing companies.  They specialize in providing equipment finance to small and mid-size businesses across Canada. They are known as a leader and innovator within their field.

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Location

Toronto

 

Position Description

The Senior Credit Analyst is responsible for making credit decisions within his or her authorized credit limit, as well as well preparing detailed credit analysis including recommendations on transactions exceeding the Analyst's credit limit for decisions to be made at higher authority levels.

 

Key Performance Objectives: 

 

• Conduct research, financial and statistical analysis to determine and support the clients' credit worthiness while minimizing risk exposure. Provide recommendations or justification for credit decision

• With a strong understanding of cash flow reports, financial ratios, trends, etc., successfully spread and analyze business financial statements and/or tax returns

• Sound knowledge of credit scores reported on commercial credit bureaus and consumer credit bureaus.

• Ensure compliance with corporate credit policies and procedures

• Provide direction and leadership on transactions to origination and sales support members, on structure, terms, conditions security and covenant recommendations.

• Interact with senior leadership team

• Perform vendor reviews

• Conduct analyses to determine causes and cures for delinquency

• Understand market changes and remain relevant knowledge of industry issues

• Completes ad hoc requests as needed

 

 

Qualifications

• A relevant university degree, preferably in Business or Finance.

• At least 5 years of credit research and/or portfolio management experience,

• Strong verbal and written communication skills.

• Sound judgment

• Ability to exercise a high degree of initiative and attention to detail.

• Ability to work independently and support a team

• Detailed orientated with excellent organizational and follow- up skills

• Proficient in MS Office, especially Excel

• Ability to balance multiple responsibilities efficiently and effectively.

 

 

We thank you in advance for your application however only those selected for an interview will be contacted.